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About Us
WSBanker.com covers the Nation. We specialize in all types of mortgage lending
programs.
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Conventional/Conforming
- Government
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FHA, VA, FMHA
- Non-conforming
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Bruised Credit
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HELOC - Home Equity Line of
Credit
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Specialty Programs - Vacant Land, Commerical, Investment Property
Regardless of credit history, bankruptcy,
foreclosure, outstanding obligations, unpaid property taxes, unstable employment history..we have the resources and
experience to help!
80.9 Required Disclosures.
(a) At
the time an application for a Mortgage Loan is made to a Mortgage Broker or Loan
Officer, the Mortgage Broker or Loan Officer shall provide the Mortgage
Applicant with a disclosure describing their relationship, the duties of the
Mortgage Broker or Loan Officer to the Mortgage Applicant, and a description of
how the Mortgage Broker or Loan Officer will be compensated for his or her
services. Such disclosures are to be made using forms promulgated by the
Commissioner.
(b) In
order to let its consumers know how to file complaints and to inform them of the
Mortgage Broker Recovery Fund, Mortgage Brokers and Loan Officers must include
the following notice in the disclosure required by subsection (a) above:
ANGELO CHRISTIAN IS
LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO
REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING.
ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST
ANGELO CHRISTIAN
SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF
SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE
DEPARTMENT’S WEB SITE LOCATED AT
http://www.sml.state.tx.us/ OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY
MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT
1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT
smlinfo@sml.state.tx.us.
THE
DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF
CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL
CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE
RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT
THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE
ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.

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